Do you still require more evidence?

There are hidden battles going on and the public is not being informed about it.
Back in 2001 I began calling the U.S. a corporate-government, a rogue government that does not heed the people and does not have the interest of the people as priority.
Certainly influential and wealthy elite entities want the public to remain in debt-bondage and they influence all sectors of society.
But how much of this is merely live theatre? Trillions of dollars in the congress is suddenly allocated to the international banksters without legislation being read or debated? TARP is created, then much later (as an after thought) a billion is created to help homeowners (mortgage aid goes to the banksters accounts in the end) from being thrown out into the streets by the same banksters that was given the trillions!
But wait, it gets worse still.
After all of that we now learn that the program to help those homeowners stay in their homes is not working and most of the funds were not even used!
How much more in your face evidence do you want before you realize that forces are at work to subjugate the public.
Here is a recent news report that prompted me to revisit this old conspiracy again. I mainly talk about other things that are more immediate, yet this is so blatant that I still feel I must remind those who do not believe in conspiracies (unless it come from official government talking-heads). Yes, not everyone will choose the red pill or you can lead a horse to water but you can’t force him to drink…
I will not even mention the criminal entity known as “MERS” created by the investor banks to rob the home owners.
I have only one thing to say.
Do not leave your home, until armed forces make you leave.

September 28, 2011

U.S. Mortgage-Aid Program Is Shutting Down, With Up to $500 Million Unspent


In summer 2010, Congress set aside $1 billion for a program intended to bail out people in danger of losing their homes to foreclosure. It was estimated that the program, administered by the federal Department of Housing and Urban Development, would help as many as 30,000 households.

But the program is now ending after achieving lackluster results and stirring widespread recrimination.

Fewer than 15,000 households are expected to receive help despite enormous demand, and perhaps half of the money will go unspent.

The department attributed the program’s performance to the way it was set up by Congress. But Representative Barney Frank, Democrat of Massachusetts, an author of the legislation, said the program’s failings were a result of poor administration and the department’s late start in rolling it out.

“They dragged and dragged their feet,” Mr. Frank said in an interview. “I believe it was not one of their priorities.”

The program, called the Emergency Homeowners’ Loan Program, or EHLP, was signed into law in July 2010 as part of the Wall Street Reform and Consumer Protection Act. It offered people who were unemployed or underemployed up to $50,000 in zero-interest loans to pay their mortgage debts. HUD has until Friday to mete out the funds or lose the balance.

Yet the department did not begin the program until this June, and set an original application cutoff date of late July. Across the country, nonprofit housing groups and mortgage counselors who had been chosen to work with applicants rushed to meet the deadline, which ended up being extended several times.

The counselors also found the eligibility criteria complicated and overly restrictive.

Under the stipulations, applicants had to be at least 90 days behind on their mortgage payments. They also had to be earning at least 15 percent less than their 2009 income due to unemployment, underemployment or serious illness. The program subsidized mortgage payments for up to two years. But if the cost of the subsidies and the repayment of a homeowner’s mortgage debt exceeded $50,000, the applicant would be ineligible.

The combination of these rules, housing counselors said, disqualified a large number of people who had gone through their savings and fallen behind on mortgage payments. Nor have all of the applicants who met the qualifications been approved for the loan.

And with the Friday deadline, the clock is ticking.

At the Twin Cities Community Development Corporation of Fitchburg and Leominster, Mass., 31 of the 250 applicants who sought help met the program’s requirements, and by Wednesday, six had been approved.

The National Community Reinvestment Coalition, in Washington, took applications from 506 people. Of those, 49 met the eligibility guidelines, and 26 had been approved as of Wednesday.

Operation Hope, a nonprofit based in California, fielded queries from 1,200 people seeking help; of those, 25 were found to be qualified, and by Wednesday, five had been approved.

“It’s been a very discouraging process,” said Laurel Miller, director of homeownership at the Twin Cities agency. “It was almost like in order to qualify for this, it had to be the perfect storm.”

In states where housing costs are high, like New York, bitterness about the program was compounded by the fact that many homeowners were deeper in arrears than the program allowed. Of the 1,000 people who sought help through the nonprofit Neighborhood Housing Services of New York City, only 74 qualified.

“It’s been a frustrating program,” said Bernell K. Grier, chief executive of the organization. “We wish we could have done more.”

HUD officials cited many reasons for the program’s slow rollout, saying the agency had to build the infrastructure to do direct lending, hire organizations to put the program into effect and create regulations for its operation.

Housing officials also said that nearly all of the eligibility guidelines came from a 1975 act through which the new money had been appropriated, and that they had interpreted the guidelines accordingly, leading to restrictions like the one involving the 15 percent income drop.

“No one could have anticipated how difficult the statutory requirements would make it to qualify homeowners, causing us to overestimate the number of people who could meet the eligibility criteria,” said Todd M. Richardson, director of the emergency loan program.

Yet Representative Frank said he never heard the agency complain about the statue guidelines’ being overly stringent. “They’re just trying to cover up their embarrassment,” he said.

John Dodds, director of the Philadelphia Unemployment Project, which also processed applications, said the agency could have been nimbler, modeling its program on an existing one rather than creating its own and eliminating stringent requirements, when it became clear that hundreds of millions of dollars would not be spent.

Housing counselors had also been pushing to secure money for people who met the program’s qualifications yet might not be approved by Friday. Last week, Senator Bob Casey, Democrat of Pennsylvania, introduced a bill to extend the deadline, but it was not voted on.


Here is a video addendum, not about mortgage debt but how about kids fresh out of school!
Student loans, education loans a form of DEBT-BONDAGE:


Want Worldwide PEACE and Prosperity. We are the solution we have been searching for... Free People on Earth will solve our crisis and create an era of Creativity. Be Aware; Be Creative; Be Active; Be Free; and then Share it. LOVE & Wholeness AMOR y Paz

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Posted in Mortgage Fraud
5 comments on “Do you still require more evidence?
  1. ronmamita says:

    The Pottstown Mercury (, Serving Pottstown, PA


    Delivery of eviction notice ends in standoff Wednesday, October 5, 2011

    By Jenny DeHuff,

    WEST NORRITON — Described by many in the area as a “harmless” man who simply liked keeping to himself and walking his dogs, Ronald Dziewit will unlikely be residing in the home where he once lived for many years.

    It was a sad realization for neighbors along the 2000 block of Clearview Avenue Tuesday after a four-hour standoff with law enforcement — attempting to serve him an eviction notice — ended in the reluctant surrender and arrest of Dziewit.

    Connie Janiuk lives next door to the Dziewit home. She was one of eight neighbors forced to evacuate their homes in response to police suspicion Dziewit had explosives within the property. Reports of that claim have not been confirmed.

    “I swear to you, I’m still shaking,” she told The Times Herald.

    The Central Montgomery County S.W.A.T. team, ordered in by the Sheriff’s Department and West Norriton police, stormed her house and staked out in an upstairs bedroom for hours, their snipers trained on Dziewit and his activity within the house next door.

    “They came in here and went upstairs in my bedroom with a freakin’ rifle,” she said. “I was in my pajamas and the cops knocked on the door. They pushed passed me and rushed to the window. They told me, ‘it’s your neighbor. They came to repossess his house and he’s barricaded himself in his house.’ I asked to talk to him because we’re not just neighbors, we are friends. I told (police) he is in therapy and taking medication. He’s not going to hurt anyone.”

    Janiuk said she was also concerned for two little dogs that lived in the house with Dziewit. A neighbor reportedly is taking temporary care of one of the dogs, but the other is believed to still be in the house.

    “He did have weapons, but he was afraid that if he came out, he would be arrested. If he had handled it differently, he wouldn’t have been arrested. It was just really unreal,” said Janiuk.

    A neighbor, who asked to remain anonymous, explained a brief history of Dziewit’s financial troubles with the house. He apparently encountered problems with his ability to pay his mortgage after he lost his job.

    “I’m sure he didn’t know it was coming today,” said the neighbor.

    Montgomery County property records indicate Dziewit’s house was sold in August 2007 for a price of $1,534. The current owner is listed as the secretary of Veterans Affairs. The neighbor said Dziewit managed to remain in it for four years since the foreclosure.

    “I don’t get it,” she said. “The mortgage company wasn’t working with him. He went to one of those debt consolidation things and lost money. He ended up with another lawyer, but as this was going on, the house sold out from under him.”

    Tracy Kleinert of the 100 block of Liberty Avenue had nothing but good things to say about Dziewit.

    “He told me he just wasn’t ready to go and just doesn’t want to leave,” she said. “I see him often walking the dog. Everybody in the neighborhood knows him. We wave and say, ‘hi,’ but I guess you never know when somebody’s going to do something.”

    Dziewit is currently being held at Montgomery Hospital. Police have not said yet whether they plan to press charges of reckless endangerment and/or terroristic threats after Tuesday’s standoff.


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