The Federal Reserve stated in its approval of the merger of LaSalle Bank and Bank of America that the merger with LaSalle is the same as a merger with ABN AMRO. CIRCULAR REASONING COMBINED WITH A SHELL GAME COMBINED AS A COVER FOR WHAT IS, IN THE FINAL ANALYSIS, A PONZI SCHEME. And that is why the banks are being sued by investors, insurers and guarantors for fraud — an intentional act of misrepresentation designed to cause damage to those who reasonably rely on these misrepresentations and which does cause damage to them. It was the banks who we’re really controlling the Trustee of the asset pool.